Coverage
Dumpster rental insurance coverages
A dumpster rental operation is usually built from these coverages. They are written to hand off to each other, and the seams between them are where most of the surprises live. Each page takes one line and says what the standard wording generally reaches, what it hands away, and what your own policy decides.
General Liability
The broad third-party answer for injury and damage around your containers — and the form that hands your auto exposure, your own work and pollution somewhere else on purpose.
Read the page →Commercial Auto
The trucks, and the moment a container is going onto or coming off one. The standard auto wording reaches that moment through use and through powered handling of the load rather than through the phrase operators expect.
Read the page →Dumpster and Equipment Coverage
The containers themselves. Property that spends its working life on other people’s ground is generally insured on an inland marine basis rather than under the policy covering your yard.
Read the page →Commercial Property
The yard, the office and the shop. A property form is a form about a place, and that single fact decides most of what it reaches and what it declines.
Read the page →Workers Compensation
Your own crew. The liability policy removes employee injury deliberately and in more than one place, which is why this line is not optional cover sitting beside it.
Read the page →Pollution Liability
What ends up in the container. The standard liability form’s definition of pollutants reaches waste, and says waste includes material headed for recycling — so this exposure sits at the center of the work, not at its edge.
Read the page →Each page describes what standard wording generally reaches. Forms differ between carriers, and the wording on your own policy decides what applies.
Not sure which of these a job needs? Get a quote and tell us about the trucks, the containers and the yard, or read how the lines fit the trade end to end.